Subsidized and unsubsidized student loans explained. Which costs you more over time
How subsidized and unsubsidized loans compare, how interest accrues, and what that means for your long‑term costs.
Salah Assana
I’m a first-generation college student and the creator of The College Grind, dedicated to helping peers navigate higher education with practical advice and honest encouragement.
Federal loans and private student loans explained. What’s the difference and which is safer
Federal vs. private student loans explained and why federal loans are usually the smart borrowing choices.
Student loans explained. How they work, types, and what to know before you borrow
Understand how student loans work, compare loan types, and know what to check before taking on debt.
What is work-study? How it works and who actually qualifies
What work‑study really is, how the program works, and who qualifies.
Merit aid vs need-based aid. What’s the difference and why it matters
How merit aid and need‑based aid work and why they lead to such different college costs for students.
How to appeal your financial aid offer. A step-by-step guide
A practical guide to writing a financial aid appeal and submitting the right documents.
How to read your financial aid award letter. Without getting confused
Learn how to read your financial aid award letter and avoid the common points of confusion that trip students up.